Emerald Coast Condo Map
Inland

Grand Villas at Tops'l

Miramar Beach

Walton County · Tops'l

By Josh Parish, Founding Editor · Updated 08/28/2026

Grand Villas at Tops'l is a village in Miramar Beach, FL, within the Tops'l community, standing 2 stories with 15 homes. Short-term rentals are allowed and on-site amenities include a pool, a fitness center, gated entry, and a private beach.

15
Units
2
Stories
Inland
Frontage
Allowed
Rentals
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Part of Tops'l

Amenities
  • —Pool
  • —Private Beach
  • —Beach Service
  • —Fitness
  • —Gated
  • —Tennis
  • —Pickleball
  • —Onsite Dining
  • —Ev Charging
Map
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Location approximate

Closest by car: public beach access — Tops'l — TOPS'L Beach Walkover (0.6 mi); grocery — Publix - Grand Boulevard (0.9 mi); town center — Grand Boulevard at Sandestin (0.8 mi); hospital — Ascension Sacred Heart Emerald Coast (1.2 mi); airport — Destin-Fort Walton Beach Airport (VPS) (16 mi).

Geographic Overlays
Geographic Overlays
FEMA flood zone (parcel): X
FIRM panel: 12131C0539H, effective 12/30/2020
Coastal Barrier Resources System (CBRS): Outside all three
Coastal Construction Control Line (CCCL): Landward
Evacuation zone: B
Source: FEMA NFHL (https://hazards.fema.gov/arcgis/rest/services/public/NFHL/MapServer) layer 28 Flood Hazard Zones — flood zone, SFHA and base flood elevation; layer 3 FIRM Panels — FIRM panel and effective date. USFWS/USGS CBRS Mapper (https://gis1.wim.usgs.gov/server/rest/services/CBRSMapper/CoastalBarrierResourcesSystem/MapServer) layer 3 CBRS Units — CBRS status. Florida DEP (https://ca.dep.state.fl.us/arcgis/rest/services/OpenData/COASTAL_ENV_PERM/MapServer) layer 2 Coastal Construction Control Lines — CCCL position; layer 3 Coastal Critical Erosion Areas — critically eroded shoreline, read against FDEP's Critically Eroded Beaches in Florida, August 2025, in which Okaloosa and Walton were last revised June 2014. Florida DEM (https://services.arcgis.com/3wFbqsFPLeKqOlIK/ArcGIS/rest/services/Evacuation_Zones_20230608/FeatureServer) layer 12 Evacuation_Zones_20240226, last edited 2024-02-26 — evacuation zone. · as of 2026-07-27
County parcel record
Grand Villas at Tops'l — Parcel parcel record
Parcel08/20/2026Walton County · hand-built footprint · Esri/Maxar
Grand Villas at Tops'l — Block parcel record
Block08/20/2026Walton County · hand-built footprint · Esri/Maxar
Grand Villas at Tops'l — Area parcel record
Area08/20/2026Walton County · hand-built footprint · Esri/Maxar
Association & Recorded Documents
Association: Grand Villas at TOPS'L Owners Association, Inc.
Declaration: Declaration of Covenants, Conditions & Restrictions for Beach Club aka Grand Villas at Tops'l recorded 09/13/2021 (instrument #20210045831)
Use Rules
Minimum rental term: No minimum lease term; long and short term rentals permitted (subdivision CC&R).
Common Questions

Can you rent short-term at Grand Villas at Tops'l?

Yes. No minimum lease term; long and short term rentals permitted (subdivision CC&R). The declaration is the property's recorded rulebook, filed in the county records. Source: Walton County official records, instrument #20210045831.

What is the owners association at Grand Villas at Tops'l, and when was its declaration recorded?

The association of record is Grand Villas at TOPS'L Owners Association, Inc. Recorded declaration: Declaration of Covenants, Conditions & Restrictions for Beach Club aka Grand Villas at Tops'l recorded 09/13/2021 (instrument #20210045831). Source: Walton County official records.

The Buyer's Intelligence Report

Get the Buyer's Intelligence Report

What the report covers: HOA financials, milestone and SIRS status, insurance, comps, and county records — compiled in one place for Grand Villas at Tops'l.

Prepared and delivered by Josh Parish, Emerald Coast Acquisitions · Destin, Florida. Access requires a signed buyer-broker agreement.

Building facts verified against the County Property Appraiser parcel records. Editorial assessments, metrics, and vibe are the author's own.