Emerald Coast Condo Map
Inland

Captiva at Tops'l

Captiva Cir, Miramar Beach, FL 32550

Walton County · Tops'l

By Josh Parish, Founding Editor · Updated 08/28/2026

Captiva at Tops'l is a village in Miramar Beach, FL, within the Tops'l community, built in 1996, standing 1 story with 22 condos. Short-term rentals are allowed, prices fall in the <$500K–$1M band, and on-site amenities include a pool, a fitness center, gated entry, and a private beach.

1996
Built
22
Units
1
Story
Inland
Frontage
Allowed
Rentals
Google Maps →Street View →

Part of Tops'l

Amenities
  • —Pool
  • —Private Beach
  • —Beach Service
  • —Fitness
  • —Elevator
  • —Gated
  • —Tennis
  • —Pickleball
  • —Onsite Dining
  • —Ev Charging
Map
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Closest by car: public beach access — Tops'l — TOPS'L Beach Walkover (0.3 mi); grocery — Publix - Grand Boulevard (1.0 mi); town center — Grand Boulevard at Sandestin (0.9 mi); hospital — Ascension Sacred Heart Emerald Coast (1.2 mi); airport — Destin-Fort Walton Beach Airport (VPS) (16 mi).

Geographic Overlays
Geographic Overlays
FEMA flood zone (parcel): X
FIRM panel: 12131C0652H, effective 12/30/2020
Coastal Barrier Resources System (CBRS): Outside all three
Coastal Construction Control Line (CCCL): Landward
Evacuation zone: B
Source: FEMA NFHL (https://hazards.fema.gov/arcgis/rest/services/public/NFHL/MapServer) layer 28 Flood Hazard Zones — flood zone, SFHA and base flood elevation; layer 3 FIRM Panels — FIRM panel and effective date. USFWS/USGS CBRS Mapper (https://gis1.wim.usgs.gov/server/rest/services/CBRSMapper/CoastalBarrierResourcesSystem/MapServer) layer 3 CBRS Units — CBRS status. Florida DEP (https://ca.dep.state.fl.us/arcgis/rest/services/OpenData/COASTAL_ENV_PERM/MapServer) layer 2 Coastal Construction Control Lines — CCCL position; layer 3 Coastal Critical Erosion Areas — critically eroded shoreline, read against FDEP's Critically Eroded Beaches in Florida, August 2025, in which Okaloosa and Walton were last revised June 2014. Florida DEM (https://services.arcgis.com/3wFbqsFPLeKqOlIK/ArcGIS/rest/services/Evacuation_Zones_20230608/FeatureServer) layer 12 Evacuation_Zones_20240226, last edited 2024-02-26 — evacuation zone. · as of 2026-07-27
County parcel record
Captiva at Tops'l — Parcel parcel record
Parcel08/20/2026Walton County · hand-built footprint · Esri/Maxar
Captiva at Tops'l — Block parcel record
Block08/20/2026Walton County · hand-built footprint · Esri/Maxar
Captiva at Tops'l — Area parcel record
Area08/20/2026Walton County · hand-built footprint · Esri/Maxar
Association & Recorded Documents
Association: Captiva Homeowners' Association, Inc.
Declaration: Declaration of Condominium for Captiva at Tops'l recorded 09/19/1996 (instrument #533725)
Use Rules
Minimum rental term: No minimum lease term (townhome HOA CC&R; not a Ch. 718 condominium).

The Buyer's Intelligence Report

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What the report covers: HOA financials, milestone and SIRS status, insurance, comps, and county records — compiled in one place for Captiva at Tops'l.

Prepared and delivered by Josh Parish, Emerald Coast Acquisitions · Destin, Florida. Access requires a signed buyer-broker agreement.

Building facts verified against the County Property Appraiser parcel records. Editorial assessments, metrics, and vibe are the author's own.