Emerald Coast Condo Map
Gulf View

Summer Haven North

43 Summerhaven Trl, Miramar Beach, FL 32550

Walton County · Miramar Beach

By Josh Parish, Founding Editor · Updated 08/28/2026

Summer Haven North is a Gulf-View village in Miramar Beach, FL, within the Summer Haven community, built in 1983, standing 3 stories with 18 condos. Short-term rentals are allowed and prices fall in the <$500K band.

1983
Built
18
Units
3
Stories
Gulf View
Frontage
Allowed
Rentals
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Part of Summer Haven

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Closest by car: public beach access Seascape — Surfside Private Beach Access (0.1 mi); grocery Winn-Dixie - Miramar Beach (0.8 mi); town center Silver Sands Premium Outlets (0.8 mi); hospital Ascension Sacred Heart Emerald Coast (3.5 mi); airport Destin-Fort Walton Beach Airport (VPS) (14 mi).

Customary Use
Customary Use

Summer Haven North looks out over the Gulf from just back of the beach. Along this coast, the wet sand below the mean high-water line is always open to the public. Where a beach has been rebuilt with public money, that open stretch can reach farther up, to a marked Erosion Control Line. The nearest public beach walkover is a short distance away. Reflects the public record as of June 2026.

How customary use works on the Emerald Coast →

County and court records. Editorial assessments are the author's own. Not legal advice.

Geographic Overlays
Geographic Overlays
FEMA flood zone (parcel): X
FIRM panel: 12131C0538H, effective 12/30/2020
Coastal Barrier Resources System (CBRS): Outside all three
Coastal Construction Control Line (CCCL): Landward
Evacuation zone: B
Critically eroded shoreline: Critical. Florida DEP designates the western Walton County shoreline (R1 to R23.6) as critically eroded — the state's term for a beach where erosion now threatens buildings, roads, parks or habitat. A restored beach keeps that designation so it stays eligible for state money to maintain it. The beach restoration here was finished in 2007, and 800 more feet was added to the designation in 2014 so the federally authorized Walton County Hurricane and Storm Damage Reduction Project could be managed as one stretch. The nearest point of that stretch sits about 1,300 feet from this building.
Structural Integrity Reserve Study (SIRS): Not in the DBPR dataset (as of 07/31/2026).
A structural integrity reserve study is a state-required engineering study of a building's big-ticket parts and the money set aside to replace them.
Florida law requires a structural integrity reserve study at least every 10 years for each residential condominium building three habitable stories or higher. Section 718.112(2)(g)1., Florida Statutes (2025).
Source: Florida DBPR SIRS Reporting Database (D7) — pre-July-2025 + July-2025-and-after lists, searched 2026-07-31 · as of 07/31/2026
Source: FEMA NFHL (https://hazards.fema.gov/arcgis/rest/services/public/NFHL/MapServer) layer 28 Flood Hazard Zones — flood zone, SFHA and base flood elevation; layer 3 FIRM Panels — FIRM panel and effective date. USFWS/USGS CBRS Mapper (https://gis1.wim.usgs.gov/server/rest/services/CBRSMapper/CoastalBarrierResourcesSystem/MapServer) layer 3 CBRS Units — CBRS status. Florida DEP (https://ca.dep.state.fl.us/arcgis/rest/services/OpenData/COASTAL_ENV_PERM/MapServer) layer 2 Coastal Construction Control Lines — CCCL position; layer 3 Coastal Critical Erosion Areas — critically eroded shoreline, read against FDEP's Critically Eroded Beaches in Florida, August 2025, in which Okaloosa and Walton were last revised June 2014. Florida DEM (https://services.arcgis.com/3wFbqsFPLeKqOlIK/ArcGIS/rest/services/Evacuation_Zones_20230608/FeatureServer) layer 12 Evacuation_Zones_20240226, last edited 2024-02-26 — evacuation zone. · as of 2026-07-27
County parcel record
Summer Haven North — Parcel parcel record
Parcel08/20/2026Walton County · FDOR 2025 · Esri/Maxar
Summer Haven North — Block parcel record
Block08/20/2026Walton County · FDOR 2025 · Esri/Maxar
Summer Haven North — Area parcel record
Area08/20/2026Walton County · FDOR 2025 · Esri/Maxar
Association & Recorded Documents
Association: Summer Haven North Townhouses Association, Inc.
Declaration: Declaration of Condominium for Summer Haven North Townhouses recorded 12/06/1982 (instrument #296830)
Use Rules
Minimum rental term: No minimum lease term (townhouse covenants; single-family residential use only, no leasing article).
Common Questions

What is the minimum rental term at Summer Haven North?

No minimum lease term (townhouse covenants; single-family residential use only, no leasing article). The declaration is the property's recorded rulebook, filed in the county records. Source: Walton County official records, instrument #296830.

What is the owners association at Summer Haven North, and when was its declaration recorded?

The association of record is Summer Haven North Townhouses Association, Inc. Recorded declaration: Declaration of Condominium for Summer Haven North Townhouses recorded 12/06/1982 (instrument #296830). Source: Walton County official records.

The Buyer's Intelligence Report

Get the Buyer's Intelligence Report

What the report covers: HOA financials, milestone and SIRS status, insurance, comps, and county records — compiled in one place for Summer Haven North.

Prepared and delivered by Josh Parish, Emerald Coast Acquisitions · Destin, Florida. Access requires a signed buyer-broker agreement.

Building facts verified against the County Property Appraiser parcel records. Editorial assessments, metrics, and vibe are the author's own.