Emerald Coast Condo Map
Inland

The Palms of Destin

4207 Indian Bayou Trl, Destin, FL 32541

Okaloosa County · Condo Row

By Josh Parish, Founding Editor · Updated 08/28/2026

3D Flyover

Aerial 3D flyover, generated from Google Earth. Not a walk-through tour of the building.

The Palms of Destin is a tower in Destin, FL, built in 2007, standing 12 stories with 416 condos. Short-term rentals are allowed, recent sale prices fall in the $275K–$475K band, and on-site amenities include a pool, a fitness center, gated entry, and tennis courts.

2007
Built
416
Units
12
Stories
Inland
Frontage
Allowed
Rentals
Google Maps →Street View →
Amenities
  • —Pool
  • —Fitness
  • —Elevator
  • —Gated
  • —Tennis
  • —EV Charging
Map
Showing 0 of 50Pick a group to place its pins.

Closest by car: public beach access — Silver Shells — Beach Walkover (West) (0.3 mi); grocery — Walmart Supercenter - Destin (0.4 mi); town center — Destin Commons (1.9 mi); hospital — Ascension Sacred Heart Emerald Coast (8.9 mi); airport — Destin-Fort Walton Beach Airport (VPS) (9.2 mi).

Geographic Overlays
Geographic Overlays
FEMA flood zone (parcel): X
FIRM panel: 12091C0489J, effective 03/09/2021
Coastal Barrier Resources System (CBRS): Outside all three
Coastal Construction Control Line (CCCL): Landward
Evacuation zone: B
Structural Integrity Reserve Study (SIRS): Not in the DBPR dataset (as of 07/31/2026).
A structural integrity reserve study is a state-required engineering study of a building's big-ticket parts and the money set aside to replace them.
Florida law requires a structural integrity reserve study at least every 10 years for each residential condominium building three habitable stories or higher. Section 718.112(2)(g)1., Florida Statutes (2025).
Source: Florida DBPR SIRS Reporting Database (D7) — pre-July-2025 + July-2025-and-after lists, searched 2026-07-31 · as of 07/31/2026
Source: FEMA NFHL (https://hazards.fema.gov/arcgis/rest/services/public/NFHL/MapServer) layer 28 Flood Hazard Zones — flood zone, SFHA and base flood elevation; layer 3 FIRM Panels — FIRM panel and effective date. USFWS/USGS CBRS Mapper (https://gis1.wim.usgs.gov/server/rest/services/CBRSMapper/CoastalBarrierResourcesSystem/MapServer) layer 3 CBRS Units — CBRS status. Florida DEP (https://ca.dep.state.fl.us/arcgis/rest/services/OpenData/COASTAL_ENV_PERM/MapServer) layer 2 Coastal Construction Control Lines — CCCL position; layer 3 Coastal Critical Erosion Areas — critically eroded shoreline, read against FDEP's Critically Eroded Beaches in Florida, August 2025, in which Okaloosa and Walton were last revised June 2014. Florida DEM (https://services.arcgis.com/3wFbqsFPLeKqOlIK/ArcGIS/rest/services/Evacuation_Zones_20230608/FeatureServer) layer 12 Evacuation_Zones_20240226, last edited 2024-02-26 — evacuation zone. · as of 2026-07-27
County parcel record
The Palms of Destin — Parcel parcel record
Parcel08/20/2026Okaloosa County · FDOR 2025 · Esri/Maxar
The Palms of Destin — Block parcel record
Block08/20/2026Okaloosa County · FDOR 2025 · Esri/Maxar
The Palms of Destin — Area parcel record
Area08/20/2026Okaloosa County · FDOR 2025 · Esri/Maxar
Association & Recorded Documents
Association: The Palms of Destin Resort and Conference Center Condominium Association, Inc.
Declaration: Declaration of Condominium for The Palms of Destin Resort recorded 01/02/2007 (instrument #2388215)
Use Rules
Minimum rental term: No minimum lease term; transient rental expressly permitted.
Common Questions

Can you rent short-term at The Palms of Destin?

Yes. No minimum lease term; transient rental expressly permitted. The declaration is the property's recorded rulebook, filed in the county records. Source: Okaloosa County official records, instrument #2388215.

What is the owners association at The Palms of Destin, and when was its declaration recorded?

The association of record is The Palms of Destin Resort and Conference Center Condominium Association, Inc. Recorded declaration: Declaration of Condominium for The Palms of Destin Resort recorded 01/02/2007 (instrument #2388215). Source: Okaloosa County official records.

The Buyer's Intelligence Report

Get the Buyer's Intelligence Report

What the report covers: HOA financials, milestone and SIRS status, insurance, comps, and county records — compiled in one place for The Palms of Destin.

Prepared and delivered by Josh Parish, Emerald Coast Acquisitions · Destin, Florida. Access requires a signed buyer-broker agreement.

Building facts verified against the County Property Appraiser parcel records. Editorial assessments, metrics, and vibe are the author's own.