Emerald Coast Condo Map
Gulf View

The Henderson Lofts

100 Matthew Blvd, Destin, FL 32541

Okaloosa County · Henderson Beach Resort

By Josh Parish, Founding Editor · Updated 08/28/2026

The Henderson Lofts is a Gulf-View building in Destin, FL, within the Henderson Beach Resort community, built in 2018, standing 4 stories with 54 condos. Short-term rentals are allowed, recent sale prices fall in the $725K–$1M band, and on-site amenities include a pool, a fitness center, and gated entry.

2018
Built
54
Units
4
Stories
Gulf View
Frontage
Allowed
Rentals
Google Maps →Street View →

Part of Henderson Beach Resort

Amenities
  • —Pool
  • —Fitness
  • —Elevator
  • —Gated
Map
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Closest by car: public beach access — Henderson Beach Resort — Resort Beach Access (< 0.1 mi); grocery — Publix - Destin Commons (0.5 mi); town center — Destin Commons (0.7 mi); hospital — Ascension Sacred Heart Emerald Coast (7.4 mi); airport — Destin-Fort Walton Beach Airport (VPS) (10 mi).

Customary Use
Customary Use

The Henderson Lofts looks out over the Gulf from just back of the beach. Along this coast, the wet sand below the mean high-water line is always open to the public. Where a beach has been rebuilt with public money, that open stretch can reach farther up, to a marked Erosion Control Line. The nearest public beach walkover is a short distance away. Reflects the public record as of June 2026.

How customary use works on the Emerald Coast →

County and court records. Editorial assessments are the author's own. Not legal advice.

Geographic Overlays
Geographic Overlays
FEMA flood zone (parcel): X
FIRM panel: 12091C0493J, effective 03/09/2021
Coastal Barrier Resources System (CBRS): Outside all three
Coastal Construction Control Line (CCCL): Landward
Evacuation zone: B
Critically eroded shoreline: Critical. Florida DEP designates the eastern Destin shoreline (R39 to R50) as critically eroded — the state's term for a beach where erosion now threatens buildings, roads, parks or habitat. A restored beach keeps that designation so it stays eligible for state money to maintain it. This stretch is a beach restoration project, built in 2007. The nearest point of that stretch sits about 1,200 feet from this building.
Structural Integrity Reserve Study (SIRS): Complete — on file with DBPR
Source: Florida DBPR SIRS Reporting Database (D7) — pre-July-2025 + July-2025-and-after lists, searched 2026-07-31 · as of 07/31/2026
Source: FEMA NFHL (https://hazards.fema.gov/arcgis/rest/services/public/NFHL/MapServer) layer 28 Flood Hazard Zones — flood zone, SFHA and base flood elevation; layer 3 FIRM Panels — FIRM panel and effective date. USFWS/USGS CBRS Mapper (https://gis1.wim.usgs.gov/server/rest/services/CBRSMapper/CoastalBarrierResourcesSystem/MapServer) layer 3 CBRS Units — CBRS status. Florida DEP (https://ca.dep.state.fl.us/arcgis/rest/services/OpenData/COASTAL_ENV_PERM/MapServer) layer 2 Coastal Construction Control Lines — CCCL position; layer 3 Coastal Critical Erosion Areas — critically eroded shoreline, read against FDEP's Critically Eroded Beaches in Florida, August 2025, in which Okaloosa and Walton were last revised June 2014. Florida DEM (https://services.arcgis.com/3wFbqsFPLeKqOlIK/ArcGIS/rest/services/Evacuation_Zones_20230608/FeatureServer) layer 12 Evacuation_Zones_20240226, last edited 2024-02-26 — evacuation zone. · as of 2026-07-27
County parcel record
The Henderson Lofts — Parcel parcel record
Parcel08/20/2026Okaloosa County · hand-built footprint · Esri/Maxar
The Henderson Lofts — Block parcel record
Block08/20/2026Okaloosa County · hand-built footprint · Esri/Maxar
The Henderson Lofts — Area parcel record
Area08/20/2026Okaloosa County · hand-built footprint · Esri/Maxar
Association & Recorded Documents
Association: The Henderson Lofts Condominium Association, Inc.
Declaration: Declaration of Condominium for The Henderson Lofts recorded 01/30/2018 (instrument #3185479)
Use Rules
Minimum rental term: No minimum lease term; owner may rent for residential use.
Common Questions

What is the minimum rental term at The Henderson Lofts?

No minimum lease term; owner may rent for residential use. The declaration is the property's recorded rulebook, filed in the county records. Source: Okaloosa County official records, instrument #3185479.

Has The Henderson Lofts filed a structural integrity reserve study?

Yes. A structural integrity reserve study is a state-required engineering study of a building's big-ticket parts and the money set aside to replace them. The Henderson Lofts is listed complete and on file with the Florida Department of Business and Professional Regulation. Source: Florida DBPR SIRS Reporting Database, searched 07/31/2026.

What is the owners association at The Henderson Lofts, and when was its declaration recorded?

The association of record is The Henderson Lofts Condominium Association, Inc. Recorded declaration: Declaration of Condominium for The Henderson Lofts recorded 01/30/2018 (instrument #3185479). Source: Okaloosa County official records.

The Buyer's Intelligence Report

Get the Buyer's Intelligence Report

What the report covers: HOA financials, milestone and SIRS status, insurance, comps, and county records — compiled in one place for The Henderson Lofts.

Prepared and delivered by Josh Parish, Emerald Coast Acquisitions · Destin, Florida. Access requires a signed buyer-broker agreement.

Building facts verified against the County Property Appraiser parcel records. Editorial assessments, metrics, and vibe are the author's own.