Emerald Coast Condo Map
Gulf View

Sterling Shores

1751 E Scenic Hwy 98, Destin, FL 32541

Okaloosa County · Condo Row

By Josh Parish, Founding Editor · Updated 08/28/2026

Sterling Shores is a Gulf-View tower in Destin, FL, built in 2001, standing 11 stories with 160 condos. Short-term rentals are allowed, recent sale prices fall in the $575K–$1.2M band, and on-site amenities include a pool, a fitness center, and gated entry.

2001
Built
160
Units
11
Stories
Gulf View
Frontage
Allowed
Rentals
Google Maps →Street View →
Amenities
  • —Pool
  • —Fitness
  • —Elevator
  • —Gated
Map
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Closest by car: public beach access — June White Decker Park (0.1 mi); grocery — Walmart Supercenter - Destin (0.6 mi); town center — Destin Commons (2.1 mi); hospital — Ascension Sacred Heart Emerald Coast (9.1 mi); airport — Destin-Fort Walton Beach Airport (VPS) (9.4 mi).

Customary Use
Customary Use

Sterling Shores looks out over the Gulf from just back of the beach. Along this coast, the wet sand below the mean high-water line is always open to the public. Where a beach has been rebuilt with public money, that open stretch can reach farther up, to a marked Erosion Control Line. The nearest public beach walkover is a short distance away. Reflects the public record as of June 2026.

How customary use works on the Emerald Coast →

County and court records. Editorial assessments are the author's own. Not legal advice.

Geographic Overlays
Geographic Overlays
FEMA flood zone (parcel): X
FIRM panel: 12091C0489J, effective 03/09/2021
Coastal Barrier Resources System (CBRS): Outside all three
Coastal Construction Control Line (CCCL): Landward
Evacuation zone: B
Structural Integrity Reserve Study (SIRS): Complete — on file with DBPR
Source: Florida DBPR SIRS Reporting Database (D7) — pre-July-2025 + July-2025-and-after lists, searched 2026-07-31 · as of 07/31/2026
Source: FEMA NFHL (https://hazards.fema.gov/arcgis/rest/services/public/NFHL/MapServer) layer 28 Flood Hazard Zones — flood zone, SFHA and base flood elevation; layer 3 FIRM Panels — FIRM panel and effective date. USFWS/USGS CBRS Mapper (https://gis1.wim.usgs.gov/server/rest/services/CBRSMapper/CoastalBarrierResourcesSystem/MapServer) layer 3 CBRS Units — CBRS status. Florida DEP (https://ca.dep.state.fl.us/arcgis/rest/services/OpenData/COASTAL_ENV_PERM/MapServer) layer 2 Coastal Construction Control Lines — CCCL position; layer 3 Coastal Critical Erosion Areas — critically eroded shoreline, read against FDEP's Critically Eroded Beaches in Florida, August 2025, in which Okaloosa and Walton were last revised June 2014. Florida DEM (https://services.arcgis.com/3wFbqsFPLeKqOlIK/ArcGIS/rest/services/Evacuation_Zones_20230608/FeatureServer) layer 12 Evacuation_Zones_20240226, last edited 2024-02-26 — evacuation zone. · as of 2026-07-27
Milestone inspection: Milestone Inspection (Phase I) completed 01/2024; Phase II inspection not required.
Source: City of Destin Building Department (public records) · as of 01/13/2024
County parcel record
Sterling Shores — Parcel parcel record
Parcel08/20/2026Okaloosa County · FDOR 2025 · Esri/Maxar
Sterling Shores — Block parcel record
Block08/20/2026Okaloosa County · FDOR 2025 · Esri/Maxar
Sterling Shores — Area parcel record
Area08/20/2026Okaloosa County · FDOR 2025 · Esri/Maxar
Association & Recorded Documents
Association: Sterling Shores Owners' Association, Inc.
Declaration: Declaration of Condominium for Sterling Shores recorded 10/19/2001 (instrument #1874699)
Use Rules
Minimum rental term: No minimum lease term (no leasing-duration clause in declaration).
Common Questions

What is the minimum rental term at Sterling Shores?

No minimum lease term (no leasing-duration clause in declaration). The declaration is the property's recorded rulebook, filed in the county records. Source: Okaloosa County official records, instrument #1874699.

Has Sterling Shores filed a structural integrity reserve study?

Yes. A structural integrity reserve study is a state-required engineering study of a building's big-ticket parts and the money set aside to replace them. Sterling Shores is listed complete and on file with the Florida Department of Business and Professional Regulation. Source: Florida DBPR SIRS Reporting Database, searched 07/31/2026.

What is the owners association at Sterling Shores, and when was its declaration recorded?

The association of record is Sterling Shores Owners' Association, Inc. Recorded declaration: Declaration of Condominium for Sterling Shores recorded 10/19/2001 (instrument #1874699). Source: Okaloosa County official records.

The Buyer's Intelligence Report

Get the Buyer's Intelligence Report

What the report covers: HOA financials, milestone and SIRS status, insurance, comps, and county records — compiled in one place for Sterling Shores.

Prepared and delivered by Josh Parish, Emerald Coast Acquisitions · Destin, Florida. Access requires a signed buyer-broker agreement.

Building facts verified against the County Property Appraiser parcel records. Editorial assessments, metrics, and vibe are the author's own.