Emerald Coast Condo Map
Gulf Front

Regency Towers

950 Hwy 98, Destin, FL 32541

Okaloosa County · Condo Row

By Josh Parish, Founding Editor · Updated 08/04/2026

Regency Towers is a Gulf-Front tower in Destin, FL, built in 1983, standing 12 stories with 44 condos. Short-term rentals are not permitted, recent sale prices fall in the $1.8M–$2.6M band, and on-site amenities include a pool, a fitness center, gated entry, and tennis courts.

1983
Built
44
Units
12
Stories
Gulf Front
Frontage
Not allowed
Rentals
Google Maps →Street View →
What's Here
  • Pool
  • Fitness
  • Elevator
  • Gated
  • Tennis
Location & Anchors

Closest by car: private Gulf-front beach; grocery Publix - Destin (0.7 mi); town center HarborWalk Village (2.3 mi); hospital Ascension Sacred Heart Emerald Coast (10 mi); airport Destin-Fort Walton Beach Airport (VPS) (8.8 mi).

Customary Use
Customary Use

Regency Towers sits right on the Gulf. Along this coast, the wet sand below the mean high-water line is always open to the public. Where a beach has been rebuilt with public money, that open stretch can reach farther up, to a marked Erosion Control Line. The dry sand in front of it is private, with no public-use ruling on record. Reflects the public record as of June 2026.

How customary use works on the Emerald Coast →

County and court records. Editorial assessments are the author's own. Not legal advice.

Geographic Overlays
Geographic Overlays
FEMA flood zone (parcel): VE, AE, X
FIRM panel: 12091C0488J, effective 03/09/2021
Base flood elevation: 12 ft
Coastal Barrier Resources System (CBRS): Outside all three
Coastal Construction Control Line (CCCL): Landward
Evacuation zone: B
Source: FEMA NFHL FIRM; USFWS/USGS CBRS; FDEP CCCL & Critically-Eroded (COASTAL_ENV_PERM); FDEM Evac (KYZ 2024-07-02) · as of 2026-07-27
Milestone inspection: Milestone Inspection (Phase I) completed 08/2024; Phase II inspection not required.
Source: City of Destin Building Department (public records) · as of 08/21/2024

The Buyer's Intelligence Report

Get the Buyer's Intelligence Report

What the report covers: HOA financials, milestone and SIRS status, insurance, comps, and county records — compiled in one place for Regency Towers.

Prepared and delivered by Josh Parish, Emerald Coast Acquisitions · Destin, Florida. Access requires a signed buyer-broker agreement.

Building facts verified against the County Property Appraiser parcel records. Editorial assessments, metrics, and vibe are the author's own.