Emerald Coast Condo Map
Gulf View

The Islander

502 Gulf Shore Dr, Destin, FL 32541

Okaloosa County · Holiday Isle Gulf

By Josh Parish, Founding Editor · Updated 08/28/2026

3D Flyover

Aerial 3D flyover, generated from Google Earth. Not a walk-through tour of the building.

The Islander is a Gulf-View village in Destin, FL, built in 1981, standing 7 stories with 64 condos. Short-term rentals are allowed, prices fall in the <$500K–$1M band, and on-site amenities include a pool, a fitness center, gated entry, and tennis courts.

1981
Built
64
Units
7
Stories
Gulf View
Frontage
Allowed
Rentals
Google Maps →Street View →
Amenities
  • —Pool
  • —Fitness
  • —Elevator
  • —Gated
  • —Tennis
Map
Showing 0 of 34Pick a group to place its pins.

Closest by car: public beach access — O'Steen Public Beach Access (0.4 mi); grocery — Publix - Destin (1.1 mi); town center — HarborWalk Village (1.0 mi); hospital — Ascension Sacred Heart Emerald Coast (12 mi); airport — Destin-Fort Walton Beach Airport (VPS) (8.2 mi).

Customary Use
Customary Use

The Islander looks out over the Gulf from just back of the beach. Along this coast, the wet sand below the mean high-water line is always open to the public. Where a beach has been rebuilt with public money, that open stretch can reach farther up, to a marked Erosion Control Line. The nearest public beach walkover is a short distance away. Reflects the public record as of June 2026.

How customary use works on the Emerald Coast →

County and court records. Editorial assessments are the author's own. Not legal advice.

Geographic Overlays
Geographic Overlays
FEMA flood zone (parcel): VE, AE, X
FIRM panel: 12091C0469J, effective 03/09/2021
Base flood elevation: 15 ft
Coastal Barrier Resources System (CBRS): Outside all three
Coastal Construction Control Line (CCCL): Landward
Evacuation zone: B
Critically eroded shoreline: Critical. Florida DEP designates the western Destin shoreline (R17 to R25.5) as critically eroded — the state's term for a beach where erosion now threatens buildings, roads, parks or habitat. A restored beach keeps that designation so it stays eligible for state money to maintain it. Holiday Isle got emergency sand in 2010 and the full beach restoration was finished in 2013. The nearest point of that stretch sits about 1,500 feet from this building.
Structural Integrity Reserve Study (SIRS): Complete — on file with DBPR
Source: Florida DBPR SIRS Reporting Database (D7) — pre-July-2025 + July-2025-and-after lists, searched 2026-07-31 · as of 07/31/2026
Source: FEMA NFHL (https://hazards.fema.gov/arcgis/rest/services/public/NFHL/MapServer) layer 28 Flood Hazard Zones — flood zone, SFHA and base flood elevation; layer 3 FIRM Panels — FIRM panel and effective date. USFWS/USGS CBRS Mapper (https://gis1.wim.usgs.gov/server/rest/services/CBRSMapper/CoastalBarrierResourcesSystem/MapServer) layer 3 CBRS Units — CBRS status. Florida DEP (https://ca.dep.state.fl.us/arcgis/rest/services/OpenData/COASTAL_ENV_PERM/MapServer) layer 2 Coastal Construction Control Lines — CCCL position; layer 3 Coastal Critical Erosion Areas — critically eroded shoreline, read against FDEP's Critically Eroded Beaches in Florida, August 2025, in which Okaloosa and Walton were last revised June 2014. Florida DEM (https://services.arcgis.com/3wFbqsFPLeKqOlIK/ArcGIS/rest/services/Evacuation_Zones_20230608/FeatureServer) layer 12 Evacuation_Zones_20240226, last edited 2024-02-26 — evacuation zone. · as of 2026-07-27
Milestone inspection: Milestone Inspection (Phase I) completed 07/2023; Phase II inspection not required.
Source: City of Destin Building Department (public records) · as of 07/11/2023
County parcel record
The Islander — Parcel parcel record
Parcel08/20/2026Okaloosa County · FDOR 2025 · Esri/Maxar
The Islander — Block parcel record
Block08/20/2026Okaloosa County · FDOR 2025 · Esri/Maxar
The Islander — Area parcel record
Area08/20/2026Okaloosa County · FDOR 2025 · Esri/Maxar
Common Questions

Has The Islander filed a structural integrity reserve study?

Yes. A structural integrity reserve study is a state-required engineering study of a building's big-ticket parts and the money set aside to replace them. The Islander is listed complete and on file with the Florida Department of Business and Professional Regulation. Source: Florida DBPR SIRS Reporting Database, searched 07/31/2026.

The Buyer's Intelligence Report

Get the Buyer's Intelligence Report

What the report covers: HOA financials, milestone and SIRS status, insurance, comps, and county records — compiled in one place for The Islander.

Prepared and delivered by Josh Parish, Emerald Coast Acquisitions · Destin, Florida. Access requires a signed buyer-broker agreement.

Building facts verified against the County Property Appraiser parcel records. Editorial assessments, metrics, and vibe are the author's own.