Emerald Coast Condo Map
Inland / Lake View

Gulf Terrace

4000 Gulf Ter Dr, Destin, FL 32541

Okaloosa County · Destin N 98

By Josh Parish, Founding Editor · Updated 08/28/2026

3D Flyover

Aerial 3D flyover, generated from Google Earth. Not a walk-through tour of the building.

Gulf Terrace is a Lake-View village in Destin, FL, built in 1973, standing 1 story with 216 condos. Recent sale prices fall in the $175K–$300K band and on-site amenities include gated entry and tennis courts.

1973
Built
216
Units
1
Story
Inland / Lake View
Frontage
Google Maps →Street View →
Amenities
  • —Gated
  • —Tennis
Map
Showing 0 of 57Pick a group to place its pins.

Closest by car: public beach access — June White Decker Park (0.7 mi); grocery — Walmart Supercenter - Destin (1.0 mi); town center — Destin Commons (2.5 mi); hospital — Ascension Sacred Heart Emerald Coast (9.5 mi); airport — Destin-Fort Walton Beach Airport (VPS) (8.9 mi).

Geographic Overlays
Geographic Overlays
FEMA flood zone (parcel): X
FIRM panel: 12091C0489J, effective 03/09/2021
Coastal Barrier Resources System (CBRS): Outside all three
Coastal Construction Control Line (CCCL): Landward
Evacuation zone: B
Source: FEMA NFHL (https://hazards.fema.gov/arcgis/rest/services/public/NFHL/MapServer) layer 28 Flood Hazard Zones — flood zone, SFHA and base flood elevation; layer 3 FIRM Panels — FIRM panel and effective date. USFWS/USGS CBRS Mapper (https://gis1.wim.usgs.gov/server/rest/services/CBRSMapper/CoastalBarrierResourcesSystem/MapServer) layer 3 CBRS Units — CBRS status. Florida DEP (https://ca.dep.state.fl.us/arcgis/rest/services/OpenData/COASTAL_ENV_PERM/MapServer) layer 2 Coastal Construction Control Lines — CCCL position; layer 3 Coastal Critical Erosion Areas — critically eroded shoreline, read against FDEP's Critically Eroded Beaches in Florida, August 2025, in which Okaloosa and Walton were last revised June 2014. Florida DEM (https://services.arcgis.com/3wFbqsFPLeKqOlIK/ArcGIS/rest/services/Evacuation_Zones_20230608/FeatureServer) layer 12 Evacuation_Zones_20240226, last edited 2024-02-26 — evacuation zone. · as of 2026-07-27
County parcel record
Gulf Terrace — Parcel parcel record
Parcel08/20/2026Okaloosa County · FDOR 2025 · Esri/Maxar
Gulf Terrace — Block parcel record
Block08/20/2026Okaloosa County · FDOR 2025 · Esri/Maxar
Gulf Terrace — Area parcel record
Area08/20/2026Okaloosa County · FDOR 2025 · Esri/Maxar
Association & Recorded Documents
Association: Gulf Terrace Condominium Association, Inc.
Declaration: Declaration of Condominium recorded 03/23/1973, OR Book 694 Page 657 (instrument #A8405625)
Use Rules
Minimum rental term: No minimum lease term; entire apartments may be rented (rental-agency option), no duration floor.
Common Questions

What is the minimum rental term at Gulf Terrace?

No minimum lease term; entire apartments may be rented (rental-agency option), no duration floor. The declaration is the property's recorded rulebook, filed in the county records. Source: Okaloosa County official records, instrument #A8405625.

What is the owners association at Gulf Terrace, and when was its declaration recorded?

The association of record is Gulf Terrace Condominium Association, Inc. Recorded declaration: Declaration of Condominium recorded 03/23/1973, OR Book 694 Page 657 (instrument #A8405625). Source: Okaloosa County official records.

The Buyer's Intelligence Report

Get the Buyer's Intelligence Report

What the report covers: HOA financials, milestone and SIRS status, insurance, comps, and county records — compiled in one place for Gulf Terrace.

Prepared and delivered by Josh Parish, Emerald Coast Acquisitions · Destin, Florida. Access requires a signed buyer-broker agreement.

Building facts verified against the County Property Appraiser parcel records. Editorial assessments, metrics, and vibe are the author's own.